About Us

We Defend Your Rights Against Powerful Interests.

We exclusively represent plaintiffs, never corporations or insurance companies, and we fight for fair wages, fair credit, and freedom from unlawful debt collection.

Who we are

Standing Up To Debt Collectors, Wage Theft, And Credit Reporting Errors

Consumer Law Organization, P.A. is a plaintiff only boutique law firm focused on helping individuals and workers take action when their rights are ignored. Since 2008, we have built our practice around holding companies accountable under consumer protection and employment laws, including overtime and wage violations, unlawful debt collection harassment, and credit reporting mistakes tied to identity theft or reporting errors.

We keep the process straightforward and client focused. You will speak with a team that listens closely, explains your options clearly, and treats your case with urgency and respect. Our firm serves clients statewide in Florida, and we offer a free initial consultation. In many matters where the law allows fee shifting, there are no upfront fees, so you can pursue justice without added financial pressure.

The Lawyers Are Both Experienced And Highly Skilled

J. Dennis Card, Jr. received a Bachelor of Science degree in Political Science from Florida State University in 1997 (cum laude) and then attended law school at the University of Arkansas School of Law, where he graduated in December, 2000. Dennis immediately joined Miller, Kagan, Rodriguez & Silver, P.A., a nationally known insurance defense firm. Dennis practiced at M.K.R.S. for the next 5 years, gaining extensive trial experience.

Dennis was then recruited and hired by Rosenberg & Rosenberg, P.A. in Hollywood, Florida, which was then and remains the largest personal injury/workers compensation practice in Broward County, Florida. While at Rosenberg & Rosenberg, Dennis litigated hundreds of claims against almost every insurance carrier in Florida, and tried numerous claims to verdict. Dennis has been lead counsel for approximately 500 Fair Labor Standards Act cases, has been designated as lead counsel for class action claims, and has been lead counsel for approximately 1,000 consumer law claims. Dennis has obtained tens of millions of dollars for his clients in settlements and/or verdicts through multiple courts in Florida.

Dennis has also taught Fair Labor Standards Act (overtime) seminars for up to 80 attorneys who received C.L.E. credits, has been a moot court judge at Nova University, graduated from the Pete Barry F.D.C.P.A. bootcamp, the Max Gardner Bankrruptcy bootcamp and has been featured in many publications, including the Miami Herald, the Sun Sentinel, the Jacksonville Business Bureau, 560 QAM, and 710 WIOD.

After his tenure an Rosenberg & Rosenberg, P.A., Dennis was a partner at Card & Glenn, P.A., which is now known as Consumer Law Organization, P.A.

Dennis is also a licensed Class C Private Investigator in the state of Florida.

Certifications And Licenses

Why Choose Us

Consumer-Focused Legal Help When It Matters Most

Consumer Law Organization, P.A. is a plaintiff-only law firm that stands with individuals, not corporations or insurers. If you are dealing with unpaid overtime, debt collection harassment, or credit reporting errors, we focus on the laws designed to protect you and help you pursue real solutions.

From your first call, you will get clear answers, practical next steps, and responsive communication. We offer a free initial consultation, and when the law allows fee shifting, you may have options with no upfront attorney fees.

Plaintiff-Only Representation

We represent people, not companies, so your interests stay first.

Focused Consumer Law Practice

Overtime claims, debt harassment, and credit report errors are our core work.

Direct Guidance And Fast Support

Clear strategy, timely updates, and help when you need it most.

Benefit

We’re Not Just Lawyers, We’re Advocates For Justice

At Consumer Law Organization, P.A., we stand with individuals across Florida who are facing wage violations, aggressive debt collection, or damaging credit report errors. Our work is built around clear communication, careful case preparation, and a relentless focus on protecting your rights from day one.

Committed to excellence

We take the time to understand your situation, review the facts, and build a strategy that fits your goals. Every case gets thorough preparation and straightforward guidance you can trust.

Dedicated to the pursuit of justice

When companies or collectors ignore the law, we help clients pursue accountability through the proper legal channels. We fight for fair outcomes while keeping you informed at every step.

People-First Representation

We represent individuals only. We do not represent corporations, insurers, or large institutions, so our focus stays where it belongs, on protecting consumers and workers.

Proven Experience Across Florida

With years of litigation experience in state and federal courts, our team knows what it takes to move a case forward. We bring steady, practical advocacy to every client we serve.

Take the First Step Toward Justice Today

If your rights have been violated, you do not have to face it alone. Contact Consumer Law Organization for a free case evaluation and let us fight for the results you deserve.